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Annual Report now out

The IFSO Scheme's Annual Report is now available. The report contains statistics, information and case studies from 1 July 2023 - 30 June 2024.

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Is a hotel room really a 'public place'?

One travel insurer went too far in trying to wriggle out of paying a claim by arguing that a locked hotel room was a “public place” when a woman made a claim for a ring stolen from hers.

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Compensation limits on all four financial disputes schemes set at $500,000

The compensation limits on the four authorised disputes schemes, to which the public can take their grumbles about banks, insurers and other financial services companies, have been harmonised.

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The pitfalls of travel insurance if you want to ride a scooter overseas

Most people are unaware that motorcycle cover in their travel insurance policies almost always has exclusions that render the cover worthless for a great deal of travellers.

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Government announces changes to lending and financial dispute resolution services

The government has announced it will reform financial services and strengthen customer protections.

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Insurance fraud could cost man his house

A man who made a fraudulent insurance claim for his car after the Auckland floods is now uninsured and could lose his house.

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Here are six common insurance fishhooks still catching people out

New Zealanders still get caught out by a number of things in their insurance policies that can mean they are not covered – or not for as much as they expected.

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Insurer told to pay claim for house burgled after window left open

An insurance company that tried to turn down a claim for a burglary because the house had a window open has been told it should pay.

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What to consider when buying a vacant home

An insurer would potentially see a vacant home as being “a much higher risk”, says Karen Stevens.

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Business owner loses $10,000 in Facebook Marketplace scam not covered by insurance

Businesses are being warned their insurance may not cover them for losses resulting from online marketplace scams.

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Inadequate and improper jewellery insurance adds to loss and grief

People should understand the terms and conditions of their insurance policies and be sure that they are adequately and appropriately insured to avoid disputes and disappointments when their claims are processed.

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Man's insurance claim for pregnancy care declined

A man who tried to claim pregnancy care on his health insurance policy has had his complaint about the insurer turned down by the Insurance and Financial Services Ombudsman Scheme.

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