The Canterbury earthquakes created unprecedented damage, and resulted in permanent change for the insurance industry. Unresolved insurance claims are still an issue for some Canterbury residents.
The Earthquake Commission (EQC) is the disaster relief provider for residential property including land and contents, subject to the Earthquake Commission Act 1993.
The IFSO Scheme’s dedicated Canterbury Earthquake Response Team is available to help with your enquiries or complaints. Contact us any time.
Information on Canterbury earthquakes.
Southern Response Customers
Southern Response has agreed to extend the IFSO Scheme’s jurisdiction to give their customers more flexible access IFSO Scheme service. Southern Response customers can:
- make a complaint to the IFSO Scheme about claims of any value (no $200,000 cap);
- access the IFSO Scheme when proceedings have already been initiated with the Disputes Tribunal, Court, or other mediation service;
- make a complaint about professional and other fees incurred by customers in making their claim; or utilise the IFSO Scheme’s dispute resolution and mediation skills where necessary.
I can't get insurance for my house and contents in Canterbury. Can the IFSO Scheme help?
The decision by insurers about who to offer cover to is not something the IFSO Scheme can consider. If you are unable to arrange cover by calling various companies, speak to a financial adviser or broker who may be able to help.
I would like to make a complaint about my insurer. How do I do this?
Before the IFSO can formally consider any complaint, the matter must have been through the insurer’s internal complaints process and reached “deadlock”. Deadlock means the complaint is still unresolved. You can bring the complaint to the IFSO Scheme within 2 months of reaching deadlock.
I disagree with the repair/rebuild costs provided by my insurer. What can I do?
If you would like to challenge the costs provided by your insurer, we recommend you get your own scope of works from a builder, loss adjuster, or quantity surveyor at your own cost. This report can be used as the basis for your discussions with your insurer regarding costs.
Search the case studies of complaints to the IFSO Scheme.